1
Invoices with numbers
Invoice numbers, issue and due dates, line items and status — open, partly paid, paid, overdue, written off.
For small business
Client payments, matched to every invoice
Professional services and small businesses: clients and invoices with numbers, due dates and lines, partial payments, retainers and AR aging. Upload your bank's payment history and your list of clients; ePayRecon tells you which payment belongs to whom.
Payments like thesematched
ACH from MOCK DESIGN CO · "INV-2042"
Wire from SAMPLE STUDIO LLC · "invoices 2041 2045"
Zelle from A CLIENT · "CL-1042 retainer"
Client accountCL-1042in the memo
Built for small business
2
The invoice number decides
"INV-2041" in the memo is the strongest match: the payment goes to that invoice first.
3
One payment, several invoices
Applied to the invoices the memo names, otherwise to the oldest open invoice.
4
Partial payments and write-offs
Partly paid invoices stay open; write off a small remainder in one click.
5
Retainers
A monthly retainer as a schedule, side by side with invoices.
6
AR at a glance
AR aging, client statements, invoices paid in a period and unapplied payments.
How it works
1
Add your clients
Upload a spreadsheet — our template has the columns for small business — or paste a list. Each gets an account number.
2
Set up invoices
Apply a ready-made schedule in one click, then adjust amounts and dates.
3
Upload the bank file
CSV, Excel or PDF from your bank. Account numbers, names and memos are matched; AI helps with the rest.
4
Review and report
Accept the matches, then see balances, statements and the reports below.
Reports included
- AR aging
- Client statement
- Invoices paid
- Unapplied payments
- Payments by client
- Upcoming invoices
- Monthly summary
- Payments by payer
- Unmatched and ignored payments
Private by design
- We never sell, rent or share your data.
- No advertising, no tracking pixels, no data brokers.
- Your payment and client data is never used to train AI models.
- Only you and the people you invite can see your organization's data.
Questions
What if a client pays two invoices at once?
Name both in the memo and both are paid; otherwise the oldest is paid first.
Can I still send invoices from my accounting software?
Yes — import them as a list with their numbers, or create them here.
What about overpayments?
They show as unapplied payments until the next invoice.